Control every euro you spend | Well
Hello! Here are your spend tasks:
Tasks
Requests from chat. Checked against seats and budget.
- Review 1 routed request
- Provision approved seats
- Generate vendor cards
- Update per-tool budgets
Every euro out. Controlled, tracked, automatic.
Subscriptions on dedicated cards. Supplier invoices approved in Slack. Purchase requests from chat. Three flows, one graph, one agent fleet.
Three ways money leaves. Three blind spots.
Your spend management is Slack threads, personal cards, and quarterly surprises.
Subscriptions
Your personal Amex has 23 SaaS charges. No per-tool budget. 3 are for tools nobody uses. You discover this in December.
Supplier invoices
Invoice arrives by email. Forward to accountant. Approve by Slack thread. Accountant creates transfer in Qonto. 20 minutes per invoice.
Purchase requests
"I need Datadog." OK in Slack. Someone signs up. Adds their personal card. Nobody tracks the budget. Found 6 months later on the credit card statement.
The full picture
"How much did we spend this month?" takes 3 hours of reconciliation across 4 tools. The answer is always late and always wrong.
Pierre's Monday, before and after.
Before Well
"How much do we spend on SaaS?" Board meeting
Pierre: "I... need to check." 3 hours later: exports Amex, exports Qonto, spreadsheet, categories. "About EUR 8,000/mo. Maybe."
Invoice from Acme Design: EUR 3,200 Next week
Forwards to comptable. Comptable creates transfer. 3 days later, still not paid.
"Can I get Notion?" Slack
Pierre: "Sure." Dev adds personal card. Budget? What budget.
With Well
"Migrate all SaaS to dedicated virtual cards." Mon 9:00 AM
Agent fleet plan: 23 SaaS detected. 23 cards generated (Qonto). Migrating billing pages…
22/23 migrated. AWS needs 2FA (flagged). Tue 8:00 AM
3 unused subs found: Loom, Miro, Calendly (EUR 35/mo). Cancel?
Acme invoice arrives Same week
Agent: captured, enriched, posted to #finance for approval. Pierre approves in Slack. Transfer scheduled for April 28. Done.
"Can I get Notion?" Slack
Agent: "8/10 seats used. EUR 12/mo. Within budget. Auto-approved. Seat provisioned for Marie."
Three flows. Four layers. One fleet.
Every tool handles one flow. Well handles all three on one graph with one agent fleet.
Layer 4: Control
- Per-supplier budget enforcement
- Real-time spend analytics
- Unused subscription detection
- Overage prediction and alerts
Layer 3: Pay and procure
- Invoice approval in Slack
- Transfer scheduling with payment terms
- Virtual card generation
- Chrome extension payment migration
Layer 2: Capture and enrich
- Multi-channel invoice capture
- SaaS inventory from bank patterns
- Vendor enrichment from context graph
Layer 1: Connect
- Qonto, Mercury, Stripe Issuing
- Pennylane, QuickBooks integration
- Email and Slack connectors
Spend. Pay. Procure. One graph
Four ways to connect
Pick the method that fits your stack. Mix and match, they all feed into the same unified context.
Connectors
Gmail, Stripe, QuickBooks, Xero, Plaid, Qonto, and 100+ more. One-click OAuth, instant data sync.
See it in action
A question that used to take a meeting now takes a message.
Cash vs budget, Q1
+12% ahead
Budget follows the supplier, not the person.
23 suppliers. 23 cards. 23 budgets. One view.
| Provider | Coverage | EU | US |
|---|---|---|---|
| Ramp | Per-employee cards, US only | Not supported | Supported |
| Brex | Per-employee cards, US only | Not supported | Supported |
| Spendesk | Manual card creation, EU | Supported | Not supported |
| Well | Per-supplier automatic, EU and US | Supported | Supported |
What founders say.
"23 subscriptions migrated to virtual cards overnight. My Amex is finally clean."
Pierre D.
Founder, Series A SaaS, France
"Supplier invoices used to take 20 minutes each. Now Pierre approves in Slack and it's done."
Marie L.
Finance ops, E-commerce, France
"I asked 'how much do we spend on SaaS?' and got the answer in 3 seconds, not 3 hours."
Harry K.
Founder, Solo-ops, US
Frequently asked.
Does Well issue cards?
Stage 1: Well orchestrates virtual card creation through your connected banking provider (Qonto, Mercury, Stripe Issuing). Stage 2: native card issuing is on the roadmap.
How does payment method migration work?
The Chrome extension visits each supplier's billing page, navigates to payment settings, adds the new virtual card, and sets it as default. Logged in the audit trail. Failures flagged for manual attention (e.g., 2FA required).
Can it handle supplier invoices (bank transfers)?
Yes. Invoices captured from email, chat, or Chrome extension. Routed for approval in Slack. Transfer scheduled via connected bank, honoring payment terms (net 30/60). Auto-reconciled when cleared.
How does procurement work?
"I need Figma." The agent checks existing subscriptions, available seats, and budget. Routes for approval based on amount threshold. On approval: provisions the license, generates card if new vendor, updates budget.
What if a billing page requires 2FA?
The migration agent flags it for manual attention. You complete the 2FA step. The agent resumes the migration.
How are budgets set?
Default: computed from historical spend (last 6 months average + 15% buffer). Adjustable per supplier. Overages predicted and alerted before they happen.
Which banking providers are supported?
Qonto, Mercury, Stripe Issuing for card generation. 11,000 banks for spend tracking and reconciliation.
Does it detect unused subscriptions?
Yes. The inventory agent scans bank transactions and flags subscriptions with no activity in 90+ days. Shows estimated savings from cancellation.
Every euro out. Controlled, tracked, automatic.
Connect your bank. Migrate your SaaS. Let agents handle the rest.